Missouri Real Estate Online Courses

BEST VALUE!

This package contains all 12 hours of CE required for broker and sales license renewals.

Courses included in this package:

• Breaking Barriers: Fair Housing (3 Core Hours)
• Foundations of Real Estate Finance (6 Elective Hours)
• Uncle Sam has Homes for Sale: Listing and Selling HUD Homes (3 Elective Hours)

BEST VALUE!

This complete package includes all 12 hours of CE required for broker and sales license renewals.

• Cracking the Code of Ethics (3 Elective Hours*)
• Real Estate Investors and Your Business (3 Elective Hours)
• Representation Options in the State of Missouri (3 Core Hours)
• Today`s MLS: New Paradigms, Better Results (3 Elective Hours)

*Also meets NAR QUADRENNIAL requirement

Each one of us has had someone treat us unfairly due to a judgement they’ve made about us. Within your real estate business, it is crucial that you understand the principles of practicing fair housing so that you are able to run a fair and honest business.

Course highlights include:

• Video skits depicting real fair housing cases, submitted by the Oklahoma Real Estate Commission
• Instructions on creating advertisements that comply with fair housing laws
• Details about federally protected classes, as outlined by the Fair Housing Act
• An explanation of how practicing fair housing will benefit your real estate business
• A list of red flags of discrimination for listing agents, selling agents, and brokers
• A video Public Service Announcement from the Department of Housing and Urban Development regarding fair housing

Ethical real estate professionals who adhere to a high set of standards are the foundation for restoring confidence and stability in an unsure marketplace.  The National Association of REALTORS® (NAR) relies on its Code of Ethics to ensure that real estate professionals are conducting business in an honest manner and with the highest degree of integrity. 

This course reviews the Code of Ethics in spirit and language. Recent updates are highlighted and case studies clarify how the code translates into your everyday dealings. 

Ethics principles are a standard component of continuing education. In addition, this course fulfills the ethics training mandated by the National Association of REALTORS® for its members.

Course Highlights

• Review of the 17 articles in the NAR’s Code of Ethics
• Spotlight on new and amended Articles and Standards of Practice
• Activities crafted from Case Interpretations

*This course meets the NAR QUADRENNIAL requirement

The financing of a home is as integral to real estate transactions as finding the home itself, and it is beneficial for you to have a clear understanding of the entire financing process. This course will help you to gain a better understanding of the changes the mortgage market has experienced over the years.

Course highlights include:

• Details outlining the history and purpose of real estate financing
• Explanation of the roles and regulations of FNMA, GNMA, FHLMC, FHA, and VA
• Video outlining the rise and fall of the mortgage market and global economy
• Information about HAFA and Making Home Affordable
• Statistics from the Center for Responsible Lending and the Federal Reserve
• Affordability Worksheet, to assist clients in calculating their maximum affordable purchase price
• Homebuyer Do's and Dont's flier with tips for your clients
• Instructions on calculating LTV, front-end and back-end ratios, and monthly mortgage payments
• Details and qualification requirements for several popular financing options

It is estimated that approximately $300 billion in real estate is transacted by investors each year. Grab your piece of the pie by understanding the driving forces in the dynamic residential real estate investment market. Possessing knowledge of the strategies and mindsets of investors will help you serve your valuable investor clients effectively, responsibly, and ethically. Through this course, you will learn the impact of real estate investment in the United States, the opportunities that exist for investors, and your role in representing the residential real estate investor.

Course highlights include:

• Resources from Keller Williams Publishing, National Real Estate Investors Association, OwnAmerica, and the National Association of REALTORS® that will help you serve your investor clients
• A Criteria Worksheet handout that can be utilized in your efforts finding properties for your clients
• Insights from The Millionaire Real Estate Investor, Personal Real Estate Investor Magazine, and Crash Boom! that will help you understand the mindset and strategies of investors
• Details about real estate market conditions and the impact of investors on the market over time
• Tips for acting ethically, providing a high level of service, and avoiding liability issues while working with investors

The business of real estate in Missouri hinges on the concept of agency and non-agency (or transaction brokerage), in which real estate professionals represent the needs of the buyer and/or the seller. This representation or assistance works to perform the needed steps to enable the sale of real property between the seller and the buyer. This course will outline the representation options available to the buyer and to the seller, and explain the duties required by Missouri state law.

Short sale and foreclosure transactions have likely made up a large percentage of your business in the past few years as the real estate market and the rest of the economy has been volatile. It is important that you possess an understanding of the risks inherent in these types of situations and transactions.

Course highlights include:

• Detailed explanations of the causes and steps of foreclosure and short sale transactions
• Short sale, foreclosure, and lending resources that can be passed on to your clients
• Tips for navigating short sale or foreclosure negotiations
• A list of ways to avoid risk in working with clients who are facing short sale or foreclosure transactions
• Resources from the National Association of REALTORS® that will help you and your clients gain a better understanding of short sale and foreclosures
• A list of questions that you can ask short sale buyers to help prepare them for the process

The Multiple Listing Service (MLS) is the most powerful tool that you, as a real estate professional, have at your disposal.  Potential buyers, in addition to other real estate professionals, can view your listings through a multitude of websites. How you use the MLS communicates your level of professionalism and attracts people to your properties. 

This course provides common sense theories and best practices from industry experts.  Harness the full power of the MLS, starting with a full understanding of how data flow in and out of the MLS.  Apply the practical concepts from this course to:

• Write exceptional listing descriptions
• Prepare listings that receive the attention they deserve
• Remain in compliance with fair housing, advertising, ethics, and anti-trust regulations

The U.S. Department of Housing and Urban Development (HUD) acquires thousands of homes every year through foreclosure on properties that had Federal Housing Administration (FHA) insured mortgages. This course explains the processes and procedures involved in listing and selling HUD homes, including how the properties are awarded to individual brokers for listing, how brokers and agents are compensated for these sales, and how they are listed and marketed.

Course highlights include:

• Overview of increased commission opportunities
• Explanation of FHA financing, and the FHA foreclosure process
• A summary of the roles created through HUD's Management and Marketing III program, and details regarding the duties associated with each role
• A description of the documents involved in the sale of a HUD home
• Rules outlining the advertisement of HUD homes
• Details about the HUD home bidding process